Saturday, December 28, 2019

What Its Really Like to Work at T-Mobile

What Its Really Like to Work at T-MobileWhat Its Really Like to Work at T-Mobile A newcomer on Glassdoors best places to work , T-Mobile is no stranger to other accolades its CEO has been ranked among the highest-rated CEOs for three years running, and it has scored an overall rating of 4.0 on Glassdoor. Want to work there? Heres the real scoop. As you might expect, when you work at a cell-phone service company, you get awesome cell-phone-related perks. One former employee wrote, the cell phone perks are great, as you get 75 percent off your plan. But perhaps even better, the employee added, is that you also receive stock options, which mature after 12, 24, or 36 months, depending on your title. And the vacation you receive increases every year, which ends up being a lot of vacation after 10-plue years- I had roughly 28 days of PTO, not including holidays.Whats more, another former employee says that T-Mobiles staff gets benefits including great health, dental and vision insurance, flexible spending, childcare subsidy, life insurance and disability benefits. In fact, the employee wrote, during the time I was working there, T-Mobile provided tuition reimbursement, paid time off, and more. According to one current employee, the culture at T-Mobile is laid back, with good people- especially in HR. A former employee touted T-Mobiles ability to show deep appreciation to its employees, writing, the company takes the time to invest in valuing their workers. In other words, the people here seem to really want you to succeed. Plus, did we mention that T-Mobiles CEO, John Legere, has been ranked among the highest-rated CEOs for three years now ? Hes got a 96 percent approval rating from employees. If you work in a T-Mobile store, youll enjoy the companys distinct pink hue combined with a healthy wash of white to make a more clean, modern color palette. As for the culture, T-Mobile treats their employees as good as they expect us to take care of our c ustomers, wrote one current employee. They are always looking out for our best interest and they are providing us the tools and knowledge to be successful. Management is amazing and so supportive. The culture is energetic, fun, and feels like family A retail sale associate at T-Mobile can expect to make an average of $10.94 per hour, according to salaries left on Glassdoor . A retail sales representative makes about $11.14 an hour, while a customer service representative earns about $13.97 an hour. Pay increases at the managerial level, where a retail associate manager makes $17.29 an hour and a retail store manager earn about $52,588 per year, Glassdoor data shows. T-Mobile is on the cutting edge of technology- and based on employee reviews and ratings, its also forward-thinking when it comes to perks, benefits, and its company culture. Who wouldnt want to work in a laid-back environment with stock options and healthcare?

Tuesday, December 24, 2019

Here is how to complete a low-spend month to save money

Here is how to complete a low-spend month to save moneyHere is how to complete a low-spend month to save moneyNew year, new budget. Do you want to take control of your money this year? Start off strong by doing a low-spend January Im sure youve heard ofDry January, where you commit to not drinking any alcohol for 30 days. Well, there are also no-spend months, but I prefer to call them low-spend months, because its impossible to spend NO money at all.What does a low-spend month look like? You only spend money on the necessities rent, utilities, transportation, subscriptions, loans, groceries, etc. Anything that is not essential or required, like going out to eat or going shopping, is not allowed.What is the point of this exercise? Not only will it help you spend much less this month (and hopefully youll put that extra cash into savings or toward debt), but it will also show you what you really dont need to be spending money on. It will also show you that youre capable of cutting back on spending if you put your mind to it.So how does it work?Make a List of All the Essentials That You Must Pay ForIf youve already made a budget, youll have this list ready. If not, this is also a great exercise to get you halfway to having a budget List out all of the things that you know you have to pay for every month. This could be obvious things like rent, utilities, your student loan payment, etc. But it could also be co-pays for a prescription, metro fare, gas, groceries, and more. behauptung should be things that you know you cant avoid paying for. Its helpful to have this list because you know you dont have to feel guilty for spending on these things while cutting back in other areas.Make a List of All the Non-Essentials That You Will Be Giving UpNow that you know whats essential, its time to write out what isnt. Get clear on the things that you know you want to give up or cut way back on during your low-spend month. This could be going out to eat, shopping, Uber, coffee, e tc. Its especially helpful if its something that you know you overspend on during a typical month. Challenge yourself.Check In At Least Once a Week to See How Youre DoingJust like with budgeting and tracking your spending, its important to check in regularly when youre challenging yourself to spend much less than usual. Set time aside at least once a week to review your bank statements or receipts and see where your money is going. If you notice that youre having a hard time giving something up, think hard about it. Why is it hard to give up? Is it something that brings you joy, and therefore should be programmed into your basic budget? Or are there other things going on, like taking Uber because you hit snooze too many times in the morning?Write Down How Youre Feeling About the ChallengeCutting back on something and changing a habit is hard work. It takes time, and it doesnt always feel good. So you shouldnt expect this to be easy, and you should check in with yourself regularly. K eep track of how youre feeling as you go along. You can do this while youre tracking your spending. It can be just one line like, this sucks or this is easier than I expected. This will be a cathartic way to check in with yourself, give yourself a moment to complain, and then motivate yourself to keep going. It will also be a great way to look back later and see that you were able to get through itIf you dont think checking in with yourself will be motivating enough, try to find an accountability buddy. If you dont already have a friend doing this challenge with you, find one Check in with them once a week and tell them how youre doing and how youre feeling about it. It always helps to have a buddy. If none of your friends are doing this with you, join the Money Circle group and post in thereMake a List of What Was Easy to Give Up and What Was HardAt the end of this, youll have a good idea of what you can go without from now on Make a list of the things that you actually didnt mind giving up, and cut back on those in your normal day-to-day. You can decide if you can now make room in your budget to pay down debt or build up savings, or put your money towards other things that you really care about.This article was originally published on MaggieGermano.com.

Thursday, December 19, 2019

Guide to Claiming Unemployment Benefits

Guide to Claiming Unemployment BenefitsGuide to Claiming Unemployment BenefitsUnemployment insurance provides workers who are unemployed through no fault of their own with monetary payments for a specific period of time or until they find new jobs. Benefits are provided by state unemployment insurance programs within guidelines established by federal law. Eligibility for unemployment insurance, benefit amounts, and the length of time benefits are available are determined by state law. State Benefits Details on eligibility for state unemployment compensation should be available on thestate unemployment sekretariatwebsite where you live. The compensation you will receive will depend upon the amount you earned while working, and you also may be required to have worked a certain number of weeks. Regular unemployment benefits are paid for a maximum of 26 weeks, less in some states. In many states, the compensation will be half your earnings, up to a maximum amount. The maximum varies by location. Benefits are subject to federal income taxes and must be reported on your federal income tax return. Federally Funded Benefits There are no federal unemployment benefit programs in effect as of 2018.Those benefits, known as an unemployment extension, provideadditional weeks of unemployment compensation for the long-term unemployed.Extended unemployment benefits, including Emergency Unemployment Compensation (EUC) and Extended Benefit (EB) programs, were available to workers who had exhaustedregular state unemployment insurancebenefits during periods of high unemployment prior to 2014. Eligibility In order to receive unemployment compensation, youmust meet the unemployment eligibility requirements for wages earned or time worked during an established period of time. You may be able to collect partial unemployment benefits if your work schedule is cut back. Also, in either case, you must be determined to be unemployed through no fault of your own. If you are an un employed former civilianfederal employees, you may be eligible for benefits under the Unemployment Compensation for Federal Employees (UCFE) program.You can file a claim if you have been separated from your public sector job, placed into a nonpaid status, or transferred to a different payroll office. Disqualification The following circumstances may disqualify you from collecting unemployment benefits, depending on state law Quit without good causeFired for misconductResigned because of illness (check on disability benefits)Left to get marriedSelf-employedInvolved in a labor disputeAttending school When to File Filing for unemployment should be the first item on your agenda when youve been laid off. It might take two or three weeks to collect a check, so the sooner you file, the faster youll get paid. A delay in filing will mean a delay in collecting. You may be able to file online or over the phone. Review the information you will need to open a claim, then visit your state unemployment office to determine the best way to open a claim and to get started collecting unemployment. In general, to file a claim you will need Social Security NumberAlien Registration Card if youre elend a U.S. citizenMailing address including zip codePhone numberNames, addresses and dates of employment for all employers for the last two years It generally takes a few weeks after your claim to receive your first benefit check, direct deposit, or debit card. Some states require a one-week waiting period therefore, the second week claimed is the first week of payment. Once your claim is approved, you should be able to file weekly online, by phone, or by mail. State Requirements Registering with the state job service and actively seeking work is a requirement while collecting unemployment. You must be ready, willing, available, and able to work. The job service may require job seekers to apply for jobs, submit resumes, and not turn down a position if it meets certain standards . Your state job service offices can be excellent resources to assist with a job search. Many free services are offered, including job listings, career counseling, resume and titel letter writing help, and training.Take advantage of the help they can give you it will make your job search easier. Suitable Employment What is considered suitable employment varies from state to state? However, it generally refers to a job that offers wages comparable to your recent employment and duties that fit your education level and work experience. Other factors include commuting time, as well as any potential health or safety risks to the job. Some states define suitable work as anything related to any secondary skill you have, even if the work is not directly related to your previous experience. For example, in New York, suitable work is defined as a job within one hours transportation, within 80 percentof the claimants previous earnings, and where the pay is the prevailing rate for that work . Also, suitable work in New York is defined as a job for which you are reasonably fitted by training and/or experience. It, therefore, doesnt matter if the job perfectly fits the duties of your previous job. Other states consider even more factors when defining suitable pay. In California, the unemployment office also considers the degree of risk involved in the job, as well as factors such as the persons physical fitness, experience, prior earnings, and length of unemployment. After a certain amount of benefit weeks, some states expand the definition of suitable work. For example, after a certain number of weeks, suitable work might then include any work that you are capable of performing whether or not you have any experience or training (so long as some sort of training is provided to you). How to Contact an Unemployment Office To find your local unemployment office, and other helpful information, visit the Department of Labor website. It can be hard to get through to anunem ployment officeon the phone. Most states want claimants to file online, and it can be difficult to locate a phone number if you have a question or need to talk to a representative about your claim. However, in some situations, the only way to get a definitive answer or clarification is to talk to an actual person. The FAQ sections of most state unemployment websitesdont cover all circumstances, andunemployment claimscan be complicated. Phone numbers are usually listed in the Contact Us section of yourstate unemployment officewebsite. A quick and easy way to find a telephone number or email address for your unemployment office is to search Google using your states name, unemployment office, and phone number. For example, searching Google for New Yorkunemployment phone brings me directly to the contact information page for the NYS Department of LaborsUnemployment Insurancecontact page. If English is not your first language, some states have telephone claims lines in other languages. F or example, California provides separate phone numbers for English, Spanish, Cantonese, Mandarin, and Vietnamese. If available,information on alternative phone numbers also willbe listed on the contact page for the unemployment office. The information contained in this article is not legal advice and is not a substitute for such advice. State and federal laws change frequently, and the information in this article may not reflect your own states laws or the most recent changes to the law.

Saturday, December 14, 2019

If you feel like you need a break, take one

If you feel like you need a break, take oneIf you feel like you need a break, take oneYou recharge your phone when it runs out of juice. You refill your gas tank when youre running on empty.But sometimes, you forget to do the same for your most precious possession Your body (and the brain thats inside of it).Whether you love what you do, are in between jobs, or have a job you hate Youre working. Living is also a job. A pretty tough one, actually.Just the act of getting up in the morning can be a daunting task. And Im not even talking about all the responsibilities we have.So why do you make your life even mora challenging by not taking a vacation to recharge? Im not talking about your weekends that are packed with activities, or holidays where you do mora work than relax.No, that type of free time only costs energy. Im talking about resting with a very specific reason To recharge your battery so you can get back to living a productive life.Follow Ladders on FlipboardFollow Ladders ma gazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moraRest reduces stress and improves productivity.Scientific research shows that a vacation decreases perceived job stress and burnout. Now, thats a pretty solid benefit of taking a few days off. But theres more.As you may know, Im always interested in productivity. In the case of resting or a vacation, my question isWill I get more things done when I get back?The answer is yes, but theres one major thing to keep in mind. But lets back up a bit What does it mean to get more done? Getting things done has nothing to do with time- if you work more hours, you dont necessarily get more done.In fact, research shows that working more hours general means less productivity.Why? Well, we often waste time if we have a lot of it. Its simple If I say to you, you have a year to write an article. What would you do? Put it off until tomorrow, right?But what if I tell you that you only have 2 hours? Youll prob ably get started right away. So in a way, having more days off, and fewer days to work, forces you to be more effective with your time.Research shows that a vacation in itself wont make you more productive, but when you have more days off, you have a strong desire to get more things done in less time.And thats a win-win situation for everybody You, your business, or your job.You take off a few days, recharge, spend time with your family or friends, and when you come back, youre more productive.Sounds great. But wait, theres a caveat.When your vacation is stressful, the positive benefits go away. So keep the stress at a minimum on your holiday. Otherwise, youve wasted a perfect opportunity to relax and boost your overall productivity.I recently felt I needed a break for several reasons. I had a few injuries that didnt seem to go away and had less energy. I could have powered through but instead, I decided to go on a vacation with my family. For a week, I did absolutely no work.Here a re a few tips that might help you to do the same on your next vacation.1. Do What You WantThere are no rules for taking vacations and everybody relaxes in a different way. If you like to plan your holiday, just do it. If you want to go with the flow, then do that.Want to wake up early? Do it. Dont like waking up early? Sleep in. Even if you go on a vacation with your partner, friends, or family, you dont have to be together 24/7. You can also sometimes do things that you enjoy.The key is to not have expectations on your vacation. Let go of everything. I also dont like to post vacation pictures on social media. Otherwise, Im constantly thinking about taking a cool picture so I can impress others.Youll probably even do things you wouldnt do just to take a picture. I really need to rent a jet ski so I can take a picture with it. No, you dont.Who cares? Focus on enjoying the moments you experience. Whatever those moments may be.2. ReadBill Gates is famous for his voracious reading habit . He is also known for his Think Week where does nothing else but read and think.You dont have to be Bill Gates to think about your life and career. We all have our daily, weekly, and monthly routines. Usually, routines and habits can work very well. However, you can also get stuck inside a loop.Thats why I recommend you step back from your daily life and career. If you do that, two things can happen When you step away, you miss your daily life and cant wait to pick up where you left off.Or, the opposite will happen. You dont want to go back. landsee that as a sign that you need to make a change. Either way, a break always serves a purpose. It doesnt only help you to recharge, it will also make you think.Thats why I like to read for hours on my vacation.3. Get BoredOne of my favorite strategies for finding new ideas is to get bored out of my mind. It sounds easier than it is because of distractions.In the past, I would do everything to NOT get bored Watch TV, go out, browse Facebook , etc. But did you know that you can use boredom to your advantage?Instead of giving into distractions, just give into the boredom and see it leads your mind to. In fact, one of my favorite artists of all time, Andy Warhol, embraced boredom. You can tell by the boring films he made or the references he made in The Philosophy Of Andy Warhol about getting bored.Whenever I hit a creative wall, I just do nothing. Literally, nothing. Try it sometime. Its a great strategy maybe you come up with the next best thing in your industry.Its never a good time to take a break.I just need to finish this project.My boss will never accept it.People will think Im lazy.I dont have time.My family needs me.Yeah, yeah, Ive been there too. But what would you rather Continue to work without resting and burn out? Or take some rest before youre tired?So before you use all those valid reasons to not take a break, think about what all the people in your life have to do if youre not here anymore. Yes, youre imp ortant. So take care of yourself. Take a break and come back with more energy.This article originally appeared on Darius Foroux.

Monday, December 9, 2019

Make Free Resume - an in Depth Anaylsis on What Works and What Doesnt

Make Free Resume - an in Depth Anaylsis on What Works and What Doesnt The History of Make Free Resume Refuted Double check to be sure that everything on the last version of the resume is about you. All you need to do is simply edit the document to include your own personal info. The completed document might be downloaded in a PDF format making it feasible to rapidly and conveniently make an application for job offers. For which post youre applying. Because so much of the work search procedure is online, you will need to be ready to entwurf a resume which works for the internet, how to send resumes as emails and email attachments, and the way to upload your resume to different job search websites and company websites. If you are looking for work. For searching a job resume is a significant tool that is needed. Many employers go through the net and societal media to learn more about you as their prospective employee. The work search may be a lengthy process just consider the statistics below You are able to search jobs depending on the drehorts you would like. Its quite simple to apply jobs online with very simple steps because there are a range of sites, which is offering the jobs that you might need to apply for. If you would like to receive a work soon or are trying to change your work then you will need to contemplate the resume. If youre making a resume for employment and would like to come into the opinion of the hiring manager then you must highlight your abilities. Also be sure that you tailor the document to the job youre applying for. Always match your skills to the requirements of the job youre applying for. Bear in mind that your resume is the one which can make or break your odds of finding the job. Then its an easy job for locating a job. Thus, its not a fantastic notion to take an internship as a simple thing. In case the resume is not in a professional way, you might have an opportunity to get rid of the work even if youve g ot the essential abilities and knowledge. Theres a difference between taking advantage of your experience and exaggerating or falsifying it. Use the margin to assist you figure out whether the question doesnt appear clear or in the event the answer appears to be ambiguous. Very few individuals understand how to earn a good resume. The resume should be crafted in the very best way in bestellung for it to make sense for the employer. Hence, be certain you keep all of your profile active with the appropriate details. It is possible to also enter your social websites profile address for another point of contact. Make sure that you have written correct and up-to-date contact details. There are lots of websites which gives you a Resume builder facility. Using resume samples can be exceedingly useful. Checking out suitable examples about how to compose a resume is the ideal method to acquire the understanding of how to put one together. The best thing about resume templates is they have many resume samples that youre able to utilize. Each resume template needs to be related to the vacant position and ought not to sound generic. Resume Builder includes a built-in WordPress resume template which works with nearly every theme. You should also make sure you have installed WordPress. You need to have a domain name and a very good web hosting company that knows WordPress. You might also want to see our guide on how best to bring a portfolio to your WordPress website. So when you have an essay assigned that you require help with, you can purchase essay online cheap from us. Resume writing is an intimidating endeavor for everybody. Make sure you develop a crystal clear summary that provides the reader a concept of who you are and what you have to give. You will be pleased to know that there is going to be examples of resumes that you are able to look at to receive a concept of the greatest template to use. The Characteristics of Make Free Resume Resumiz er free resume creator allows you to preview your resume at any location in the creation practice. You dont need to fret about your personal details that may be viewed, as we handle the matter on a safe network. The tool supplies a detailed guide to resume building which provides you total control over it and you are able to manage it in whatever way you want.

Wednesday, December 4, 2019

The Number One Question You Must Ask for Job Resume Examples

The Number One Question You Must Ask for Job Resume Examples Our resume builder will provide you with tips and examples about how to compose your resume summary. A basic resume template is the most fundamental version or sort of a resume template that may be employed to produce resumes for any work position. If youre seeking to customize professional, pre-formatted resumes, have a look at our totally free downloadable templates. Additionally, there are resume templates youll be able to download to make your own resume. Resume writing can be a true undertaking for everybody, even if you have many years of experience in your work. Its possible to find experience by frequently practicing on the internet too. Ensure you didnt miss whatever could cost you the job that you dream about The challenge of being a true student searching for a job tends to be a deficiency of earlier job experience. Job Resume Examples - Overview If a hiring manager is just likely to skim your resume for a couple of seconds, you will need to be sure each word conveys valuable info. It is possible to receive a great idea of keywords from the work description. The last product should appear similar to the professionally written resumes at the peak of the webpage. Below, you will discover a list of resume examples that could aid you with your work search. What You Should Do to Find Out About Job Resume Examples Before Youre Left Behind The functional resume is utilised to concentrate on skills that are particular to the kind of position being sought. Becoming proficient in another language can likewise be a plus for a mobile sales pros, so make sure to mention any language skills you might have. When youre asking for work, your very first aim is to let employers know your abilities and talents align with the demands of their open position. The Job Resume Examples Cover Up The point is to grab focus at the proper key terms to create maximum effect. If youre thinking about how to create a resume, youre in the proper spot Once youve reviewed resumes in your field, peruse resumes across fields to learn how to vary using action verbs and receive a feel for what makes a highly effective accomplishment statement. Putting your qualifications into the most suitable format is critical in regards to your law enforcement resume. Resumes may be used for a number of reasons, but most often theyre utilized to secure new employment. They may be organized in different ways. The Benefits of Job Resume Examples Whether youve got to make a paper of special flawlessness, just purchase an essay here and our writers will provide help. Resume samples are a beneficial way to direct your own writing. In fact, a seasoned writer can get the job done much faster than any student as theyve been writing academic assignments during their entire life. The interview another major characteristic of the admission practice. The Fight Against Job Resume Examples You want to have that retail job. Only if you would like the very best retail jobs. Nearly all retail jobs need an applicant to submit a resume to be able to be deemed as a candidate by the hiring manager. Locating the job from the present market is quite competitive than you believe.